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County court judgments and CCJs are also recorded on a credit score and can be equally as damaging to the applicant's overall score and chances of being approved. All of these factors indicate financial risks to a lender, which will have them questioning whether or not to approve the loan.

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Published: Jul 7, 2011 Updated: Nov 14, 2014

Highlights

A refinance mortgage loan might help, if you own a home with equity.

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How to Buy a Mobile Home with Bad Credit

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The Basics Of Lines Of Credit | Investopedia

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When it comes time for people to borrow money, there are many choices available . Borrowers can go to a bank for a traditional fixed or variable-rate loan, turn to pawnshops or payday lenders (though neither is a good idea apart from the most dire of circumstances), use credit cards, borrow from friends or family, or even turn to the web and specialized "social...

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Home Loans with Poor or Bad Credit - Cal-Lending.com

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In 2012-2013, securing a California home loan with less-than a 640 qualifying credit score(s) OR a recent history of short sale, foreclosure, or bankruptcy is difficult. You have a few options, however. Please take a moment to review prior to inquiring, and remember that we offer loans on California real estate ONLY. If you are seeking financing...

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Date: 2016-01-15 03:07:58
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Best Unsecured Loans to Consolidate Debt - Frugal Rules

The best unsecured loan provider, overall, is Prosper - one of the two large peer-to-peer lenders. Generally speaking, Prosper is a little more liberal in their extension of loans and requires a credit score of at least 640. As they do what's called a soft pull of your credit you won't see any negative impact on your credit score. Prosper looks at many different factors, so your rate isn't based...

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If you own a home and have equity in it, you might consider taking out a home equity loan as a source of funds for your child's private school or college tuition. Alternatively, you might decide to refinance your mortgage to one with a lower interest rate or a longer term in order to create more discretionary income each month that can be used for...

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Getting a Home Equity Loan with Bad Credit | Investopedia

Home equity finance is a great way for property owners to turn the unencumbered value of their home into cash. For homeowners with bad credit , these particular loans provide a way to borrow money that is more likely to get approved and offers lower interest rates than traditional loans or revolving credit lines . Why? First, the home serves as the security, or collateral , and second, equity in...

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Date: 2017-02-28 07:47:09
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Date: 2017-02-28 07:34:44
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Best Debt Consolidation Companies for 2017 - ConsumerAffairs

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Private Home Loans in Toronto - Canada Wide Financial

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The Down Payment, and Zero-Down loans -- How to Buy a House

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Types of home loans - Your Mortgage Australia

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There are thousands of different mortgages available in Australia, and it is often hard to know which one i best for your needs. Our comprehensive guide will help you make sense of the world of home loans

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Understanding Home Equity Loans and Lines of Credit - AARP

Home Equity Loans vs. Line of Credit

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With both home equity loans and HELOCs, your home is collateral for the loan. -- Istock

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Deducting Nonbusiness and Business Bad Debts

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Debit Card vs Credit Card - Difference and Comparison | Diffen

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Secured Loans | Compare Cheap Homeowner Loans - Lending Expert

 

How to compare

There are a wide range of reasons why you might consider taking out a secured loan, some of which in your are a homeowner are property improvements, paying for a wedding, a new car , or perhaps you are looking to consolidate some of your existing loans.

Is credit history important?

Basically credit history is very important when it comes to getting the best deal. If you are...

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