How to Remove FHA Private Mortgage Insurance in Michigan

How to remove FHA Private Mortgage Insurance in Michigan.

FHA loans for homeowners with FHA mortgages that pre-date June 2013, FHA mortgage insurance cancels as soon as loan-to-value reaches 78% and 60 months have passed since the loan's inception. For everyone else, FHA mortgage insurance lasts for as long as the loan exists. You cannot cancel FHA MIP directly. To remove FHA mortgage insurance, you can refinance into another loan type which doesn't require "permanent MIP".

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