Beware of Income Based Repayment
John McFie shares the pitfalls of the Student Loan Income Based Repayment Program and suggests alternatives to reduce or even bypass Student Loan debt.
Note: Some student loans are not taxable when forgiven. Here are some resources on this topic:
http://studentloanhero.com/featured/owe-taxes-student-loan-forgiveness/
http://www.finaid.org/loans/forgivenesstaxability.phtml
And if someone is insolvent (liabilities greater than assets - IRS definition) they can avoid the tax on forgiven debt,...
From: Life Benefits
Related topics : student loan programs for repayment
National Student Loan Service Centre
The Federal Government announces a new program to help students navigate their loan applications.
From: UBC Okanagan
Related topics : national loan student centre
How to Fix a Defaulted Student Loan
If your U.S. Department of Education student loans go into default, you risk losing your income to wage garnishment, your tax refund to seizure, as well as expensive penalties.
Fortunately, federal law allows you to cure these defaults while restructuring your payment at the same time.
In this video I explain how to find out if your student loans are in default and what you can do to return to good standing.
Want more info about surviving student loans, including non-publicized programs to...
From: Jonathan Ginsberg
Related topics : student default loan / student loan education / federal student loan
Student Loan Consolidation and Payoff
Understanding different kinds of student loans and the best strategy to pay them off. Consolidation is an effective strategy to pay off the loan only if you do not plan to use the Student Loan Forgiveness Program. Keeping the student loan for tax deduction purposes is effective only if your income is withing the write off range. Still, in the end, keeping the loan around for years on end will add up to thousands of dollars of interest payments. This very interest payments could be reduced...
From: BeatTheBush
Related topics : student loan forgiveness program / interest student loans tax deductible / consolidation student loan / get student loan
Student Debt: Loan Forgiveness Programs
The federal government will forgive a borrower’s student loan debt under certain conditions if they meet certain eligibility requirements. A Public Service Loan Forgiveness (PSLF) program might be right for you.
From: APMAmemberresource
Related topics : student loan forgiveness program / debt loan forgiveness program / federal student loan
How Did We Get Here: Growth of Federal Student Loans (Part 1)
A history of student loans in the US, as told by some of the most influential actors in the creation of the student loan program over the years.
From: LuminaFoundation
Related topics : student loan program history / get student loan
Private Student Loan Consolidation Assistance SEE Golden Financial Services
Private Student Loan Consolidation Assistance is not available anywhere, but you can settle Private Student Loan Debt. Debt settlement is a viable option to resolve private student loans, where you end up paying only a fraction of what's owed. Debt validation for private student loan debt is also an important step in the debt relief process. Watch what this happy client had to say about Golden Financial Services. Golden Financial Services warns consumers about debt scams that are all across the...
From: Golden Financial Services
Related topics : private student consolidation loan / student loan debt consolidation / student loan rates
Lower Student Loan Payment | Commerical
http://www.directstu.com helps graduates with student loans lower their monthly payment or remove them from default status. Direct Student Loan Solutions can inform you of the relief options available to you, and assist with consolidation or repayment programs that could put you back on track.
Reduce your monthly payments or get out of default and back on the right track. Let us help you! Find out if you qualify for any relief programs and if they are right for you. Direct Student Loan...
From: Direct Student Loan Solutions
Related topics : get student loans out of default / payment student loan / consolidation student loan
Student Loan Consolidation | Testimonial 3
http://www.directstu.com helps graduates with student loans lower their monthly payment or remove them from default status. Direct Student Loan Solutions can inform you of the relief options available to you, and assist with consolidation or repayment programs that could put you back on track.
Reduce your monthly payments or get out of default and back on the right track. Let us help you! Find out if you qualify for any relief programs and if they are right for you. Direct Student Loan...
From: Direct Student Loan Solutions
Related topics : get student loans out of default / direct student loan / consolidation student loan
Student Loan Consolidation | Testimonial 2
http://www.directstu.com helps graduates with student loans lower their monthly payment or remove them from default status. Direct Student Loan Solutions can inform you of the relief options available to you, and assist with consolidation or repayment programs that could put you back on track.
Reduce your monthly payments or get out of default and back on the right track. Let us help you! Find out if you qualify for any relief programs and if they are right for you. Direct Student Loan...
From: Direct Student Loan Solutions
Related topics : get student loans out of default / direct student loan / consolidation student loan