What is a Hard Money Loan?
Hard Money, also known as Private Money, is money borrowed from private individuals. Most private money lenders/investors lend money through a mortgage company (there are laws that require this).
Basically considered “all cash”, such loans are extra strong and can be used to purchase or refinance dump property, bad credit borrower, irregular income borrower, large cash out borrower, someone needing fast cash, short term Bridge loans, etc. Hard money loans are based largely on equity. The...
From: Sun Pacific Mortgage & Real Estate
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Small Loans No Credit Check- Get Short Term Loans For Bad Credit With No Fee
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Students are finding themselves buckling under severe debt
More and more students are finding themselves buckling under severe debt even before they get their first jobs. They are offered easy credit in the form of store cards, credit cards and short-term loans by banks - on top of their student loans.
For more news, visit: http://www.sabc.co.za/news
From: SABC Digital News
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Government urged to combat dodgy loan sharks
An alarming number of Australians are taking out high interest short term loans in order to pay for everyday expenses and the government is looking at ways to control the industry.
From: ABC News (Australia)
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Hard Money Vs Traditional Financing
When it comes to financing the purchase of real estate, many investors opt for hard money over traditional financing. The advantages of hard money include, quick closing, easy access to capital, minimal down payment based on the value of the asset and no credit check. The downside is high interest rates and it's only a short term loan. While traditional financing offers lower rates and better terms, it is much tougher to qualify for a loan, and the process can take a months instead of a few...
From: Robert Nichols
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