Understanding Home Equity Conversion Mortgage (HECM)

A Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is a Federal Housing Administration (FHA) insured loan which enables you to access a portion of your home's equity to obtain tax-free1 funds without having to make monthly mortgage payments.

If you are 62 years of age or older and have sufficient home equity, you may be able to get the cash you need to:

Pay off your existing mortgage

Continue to live in your home and maintain the title

Pay off medical bills,...

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From: Chris Beard

Related topics : mortgage loan home equity

First Mortgage Company - Which Home Loan Term is Best?

When you purchase a home, you can spread the payments out over several years. The most common mortgage terms are 10, 15 or 30 years. Which should you choose? Learn the advantages and disadvantages of each home loan term in this quick video.

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From: First Mortgage Company

Related topics : loan home mortgage

50StatesLending.com Bad Credit VA Mortgage Loans. We can Help!

Looking to buy a home with your VA Home Loan Certificate?

Have bad Credit or low Credit scores 560-620?

One Quote From One Bank With The Best Rate

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From: 50StatesLending

Related topics : va home loan bad credit / low rate loans with bad credit / mortgage bad credit loan / low credit score loans

Money Management : About Home Equity Loan Interest Rates

Interest rates for home equity lines are varied based on the value of the overall home and how much is being taken out of the value of the home. Find out how second mortgages can affect home equity loan interest rates with help from a registered financial consultant in this free video on money management and personal finance.

Expert: Patrick Munro

Contact: www.northstarnavigator.com

Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive...

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From: eHow

Related topics : interest rate home equity loan

Mortgages : What You Need to Know About FHA Loan Program

Blogs about FHA:

FHA Back to Work Mortgage Program

http://www.totalatlantarealty.com/blog/fha-back-to-work-mortgage-program

FHA Home Loan – Things to Think About

http://www.totalatlantarealty.com/blog/fha-home-loan-things-to-think-about

FHA Short Refinance: Can It Help You?

http://www.totalatlantarealty.com/blog/fha-short-refinance-can-it-help-you

FHA Streamline Refinance Loan Program – PMI...

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From: Total Atlanta Realty

Related topics : refinance fha home mortgage loan / fha home loans

Bad Credit Mortgage - Canada Wide Financial - Call 1-866-342-5099

Canada Wide Financial - http://www.mortgagecwf.com - provides bad credit mortgages, second mortgages and private home loans in Toronto, Ajax, Barrie, Bradford, Caledon, Cambridge, Hamilton, Kitchener, London, Mississauga, Newmarket, Orangeville, Oshawa and Ottawa!

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From: Mortgage CWF

Related topics : bad credit mortgage loans canada / second mortgage bad credit loan / home loan bad credit

Consolidation loans

This is where you can combine or consolidate several loans into one single rate loan secured by a mortgage. For example, having a home loan and combing the car and personal loan which would result in a reduced rate of interest.

Advantage

Combining several debts will mean a lower overall interest rate and cheaper fortnightly/ monthly payments.

Disadvantage

Loans that would normally have been paid in a short period are now not finalised until the mortgage is paid off.

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From: Peter Mastroianni

Related topics : debt consolidation loan interest rates / mortgage rate home loan / car interest rate loan

1 best mortgage rates loan rate calculator home refinance calculation compare lowest

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From: Moore Clark

Related topics : refinance home mortgage loan rate / loan mortgage rate calculator

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From: Nam Gaming

Related topics : refinance home mortgage loan rate / loan mortgage rate calculator / low rate loans compare

Thinking About Building? Home & Business Construction Loans

Need a Home Loan in Texas?

Call 214-360-9000

Mike Anderson and his Mortgage Advisors are ready to find a loan that fits your financial needs and more importantly get you qualified.

If you have suffered a bankruptcy or foreclosure and have bad credit or a poor credit score, Mike's Mortgage Advisors specialize in helping people like you.

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From: Reliance Mortgage

Related topics : texas home loans for bad credit / home loan bad credit score / get a bad credit home loan / business construction loan / construction loans texas