Home Mortgage Tips | What is Home Equity
What is Home Equity?
The equity in your home is the difference between how much your home is worth (value) and how much you owe on your home loan (mortgage loan). If you owe $100,000.00 thousand dollars on your home loan but the home is worth $130,000.00 thousand dollars, you have $30,000.00 thousand dollars of equity.
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Licensed by the Department of Business Oversight under the California...
From: Jesse Stroup
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New Home Construction Loans Explained
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The Mervin Mortgage Team: Need a loan to make home repairs?
Fannie Mae and the FHA have great home mortgage loans, but what many people don’t know is that they also offer small loans for home repairs. You could use these before you sell your home or after you have moved into one. The nice thing is that these loans operate in the same way that their mortgage loans do. The only problem is finding the appropriate loan for you! Watch this video to learn more about home repair loans! -...
From: The Mervin Mortgage Team
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home equity loans
A consumer loan secured by a second mortgage, allowing home owners to borrow against their equity in the home. The loan is based on the difference between the homeowner's equity and the home's current market value. The mortgage also provides collateral for an asset-backed security issued by the lender and sometimes tax deductible interest payments for the borrower
From: home equity loans
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