How to Buy a Home With Only 3% Down

For more and more families, saving the money for a down payment is the biggest obstacle to homeownership. Many people mistakenly believe that you have to come up with a down payment equal to 20 percent of the price of a home.

Traditionally, lenders have required that home buyers be able to make a down payment of at least 20 percent of a home's purchase price to get a home loan or mortgage. Mortgage lenders, however, will grant home loans to qualifying home buyers with a down payment of as...

From: Thomas Vargo

Buying a house with bad credit

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Have you ever been turned down for a home loan? Do you have credit problems? Lack of a large cash down payment? Bankruptcy? Divorce? Self-employed? Or, just plain tired of renting? Did you know, 75% of Americans can’t qualify for a home loan (this means that Realtors typically only cater to the other 25% of potential home buyers)? It is serving this 75% of the population at which we...

From: Robert Kim

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