Getting prequalified for a home loan

Bart & Tracey Tipton of Majestic Properties, Bakersfield's luxury home experts talk about the lending process with Kevin Gonsalves of Cornerstone Mortgage. Part 1 of 2. This video encompasses the steps to becoming prequalified for a home loan including VA financing, FHA financing, and the conventional loan qualifications. It talks about credit scores, debt to expense ratios, income requirements, and time frames for closing loans. A very informational lending video.

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From: Majestic Props-Tiptons

Related topics : home finance loan / credit score loan home / mortgage loan debt to income ratio / fha home loans / va home loans

How do you get an FHA loan? Home Buyers - FHA Low Down Payment

FHA loans are one of the best loans for first time home buyers. Do you want to know how to get an FHA loan? These have a very low 3.5% down payment requirement and low fixed rates. Sometimes FHA rates are better than conventional mortgages.

Benefits Of FHA Loans:

-3.5% down payment

-6% seller concessions allowed

-gift funds allowed for down payment

-flexible underwriting requirements

To Get Approved FHA:

-2 years employment

-DTI's 46%/56% (see your loan officer)

-640 minimum credit...

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From: Sean McGeehan

Related topics : fha home loan / mortgage loan fha / low rate loans / get a loan / rates home loan

IRRRL | VA IRRRL | VA Refinance Program

VA IRRRL | VETERANS! with VA loans, lower your interest rate, save money with IRRRL - VA refinance program http://irrrl.com/ Lender Hotline: (855) 997-2778

The IRRRL program is popular with Veterans who currently have a VA loan. Commonly referred to as Streamline or VA to VA, IRRRL stands for Interest Rate Reduction Refinancing Loan.

The IRRRL allows you to refinance your existing mortgage without having to re-qualify for your loan. Some pros include..

-No credit check required by the VA

-No...

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From: Mortgage Info

Related topics : home va loans interest rates / va home loan requirements / loan lender no credit check / mortgage loan rate of interest

FHA Loan Basics: An Introduction from Veterans United Home Loans

"Learn more: www.veteransunited.com/education/mortgage-options/fha-loans/

The FHA Loan program is the most common type of government-backed loan that typically offers some cost-savings benefits when compared to conventional loan types. FHA loans tend to have more lenient credit and underwriting requirements. In this video Veterans United's Director of Education Chris Birk breaks down the basics of the FHA Loan."

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From: Veterans United

Related topics : mortgage loan fha / fha home loan / loan education government / home credit loan requirements

What is an FHA Loan? | FHA Loan vs Conventional Loan

What is an FHA Loan? | FHA Loan vs Conventional Loan

Apply for a loan today at http://www.lenderfunnel.com/

The FHA, or Federal Housing Administration, provides mortgage insurance on loans made by FHA-approved lenders. FHA insures these loans on single family and multi-family homes in the United States and its territories. It is the largest insurer of residential mortgages in the world, insuring tens of millions of properties since 1934 when it was created. Learn more about FHA loan...

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From: Lender Funnel

Related topics : fha home loan / mortgage loan fha / conventional loan / home credit loan apply / loan application process

What is a home equity line of credit?

http://www.lawinfo.com/real-estate.html - A home equity line of credit allows a home owner to borrow sums of money from the lender. The lender agrees to lend a maximum amount within an agreed period and the borrower uses the loan as a line of credit, pulling from it when needed. In many ways this is similar to a credit card. You are assigned a specified credit limit that you may borrow up to. A home equity line of credit often has a draw period of 5 to 25 years, allowing you access the funds...

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From: lawinfo

Related topics : line of credit home equity loan / line of credit loans near me / real estate homes

Chapter 13 HARP 2.0 Refinance With Bad Credit No Credit Refinance Loans

Refinancing after a Chapter 13 is possible. Fannie Mae has a 2 year waiting period. HARP 2.0 lasts till December 2013 so you have time. Chapter 13 refinance loans using the home affordable refinance program are possible after two years from discharge. Your Fannie Mae or Freddie Mac loan must be current today with no late payments since your bankruptcy. An appraisal may not be required. No minimum credit score guidelines All Fannie and Freddie loans eligible prior to June 1st 2009..

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From: HARP2REFINANCE

Related topics : home loan bad credit no down payment / bad credit loan refinance / bad credit loans

personal loan

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ph:+91-9551533533

Click4loans.in is the intermediary between Banks/Non-Banking Finance Companies

( NBFC)and Customers.Compare Choose your Bank for Personal Loans,Personal Loans are unsecured loans given to individuals generally Salaried Individuals to meet out Cash Requirements which can be used for Any Purpose other than Speculation.

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From: kanagaraj palanivel

Related topics : bank home loan / loan credit card hdfc

Jumbo Loans Texas: What Are The Requirements

Need a Home Loan in Texas?

Call 214-360-9000

Mike Anderson and his Mortgage Advisors are ready to find a loan that fits your financial needs and more importantly get you qualified.

If you have suffered a bankruptcy or foreclosure and have bad credit or a poor credit score, Mike's Mortgage Advisors specialize in helping people like you.

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From: Reliance Mortgage

Related topics : texas home loan requirements / texas home loans for bad credit / home loan bad credit score / need bad credit loan

Loan- how not to get a mortgage

http://www.lendinguniverse.com commercial loan or home mortgage loans. Lenders provide financing and hard money money loans refinancing nationwide. Banks, mortgage brokers, credit unions and private investors compete for all your residential and commercial loan requirements, simply complete our simple form and we will deliver you fast, accurate multiple results.

At http://www.lendinguniverse.com/Borrowers.asp or http://badcreditmortgage-loan.com/ borrowers get tools to find and track all...

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From: commerciallender

Related topics : hard money loan lenders / home loan mortgage refinancing / credit union mortgage loan requirements / can i get a loan from the bank / loan fast money