Refinance Variable Rate Student Loan (Rate Cap)

The cap rate on the proposed variable rate student loan is the second risk factor you must consider when contemplating using a variable rate loan to refinance your student loan. This video is best used in conjunction with the following guide....http://fitbuxarticles.fitbux.com/debt/4-easy-steps-variable-rate-student-loan/

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From: FitBUX, Inc.

Related topics : student loan rates / loan refinance rate

Government Makes $51 Billion Profit Off Student Loans

Student loan debt is now one of the Obama Administration's biggest cash cows.

The government is poised to pocket a record $51 billion profit from federal student loan borrowers this year, according to a report by the Congressional Budget Office.

That's roughly 40% higher than the CBO's original forecast in February, $35.5 billion.

Read More At:

http://www.businessinsider.com/student-loans-net-51-billion-profit-2013-5

Clip from the Wednesday, May 15th 2013 edition of The Kyle Kulinski Show,...

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From: Secular Talk

Related topics : debt student loan

How To Get a Student Loan Without a Cosigner

http://studentloanwithoutcosigner.org/private-student-loans-without-cosigner/ Learn how you can get a student loan even if you don't have a cosigner.

I went to school at an Ivy League school and never had anyone cosign a loan for me. After leaving school I was 200k in debt but thankfully with my education I was able to earn enough to pay off my student loan quickly.

If you are looking to get a student loan and dont have anyone to cosign the loan I am here to offer you information and help!

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From: StudentLoanCosigner

Related topics : get student loan without cosigner / get a loan

Julie Stackhouse, Generation Debt: The Promise, Perils and Future of Student Loans

Julie Stackhouse welcomes attendees to 'Generation Debt: The Promise, Perils and Future of Student Loans,' November 18, 2013, Center for Household Financial Stability at the Federal Reserve Bank of St. Louis.

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From: Federal Reserve Bank of St. Louis

Related topics : debt student loan

Student Loan Consolidation

After graduation, many people find themselves with multiple federal education loans to pay off. Some may consider consolidation, which makes repayment easier by combining the existing debt into a single loan. Learn more about your student loan consolidation at http://www.consumercredit.com/financial-education/student-loans/repaying-overview/consolidation.aspx

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From: ConsumerCredit

Related topics : student loan debt consolidation / loan education consolidation

CT college students share personal stories of student loan debt

Without Congressional action, 73,000 Connecticut college students will see the interest rate on their subsidized Stafford student loans double on July 1. As he did one year ago when the interest rates were first in danger of doubling, Congressman Joe Courtney is advocating for students and their families in the House of Representatives to lock the current interest rates at 3.4 percent by introducing the Student Loan Relief Act of 2013 (H.R. 1595).

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From: Joe Courtney

Related topics : student college loan / student loan rates / subsidized loan interest rate

Ottawa Mortgage Agent reveals 5 Ways to Avoid Student Loan Debt

Ok, today we’re going to talk about how to keep your kids’ out of debt. The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate! The truth is most young people—and often their parents—can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first...

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From: Jason Anbara Mortgages

Related topics : mortgage student loan debt

Tips for Securing Federal Student Loan Forgiveness

Forgiveness programs can be lifesavers for borrowers drowning in student loan debt.

For example, graduates with a high debt load and meager paycheck can look to Pay As You Earn and other income-driven repayment plans to make monthly bills more palatable. Civil servants can see debt forgiven after 10 years through Public Service Loan Forgiveness. Education students may cash in on Teacher Education Assistance for College and Higher Education, or TEACH, grants of up to $4,000 per year in exchange...

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From: Ameritech Financial

Related topics : student loan forgiveness public service / debt loan forgiveness program / student loan education / student college loan

Kamloops Mortgage Expert reveals 5 Ways to Avoid Student Loan Debt

Ok, today we’re going to talk about how to keep your kids’ out of debt. The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate! The truth is most young people—and often their parents—can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first...

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From: Joel Olson Mortgage Expert

Related topics : mortgage student loan debt

Social Security garnished after student loan defaults

CINCINNATI (Paula Toti) -- Millions of Americans are having difficulty paying off federal student loans.

Now some seniors are finding out what can happen if you default on those loans. When it comes to paying off student loans, most college students are hoping for the best-case scenario. But Eileen Joyce might be dealing with the worst.

"I filled out the paperwork for hardship," she said.

Decades ago, she took out a federal student loan to attend graduate school but couldn't pay it...

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From: LOCAL 12

Related topics : loan pay student / student college loan