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http://www.beststudentloanrates.org/ One major advantage of student loan consolidation is that it can result in slightly lower interest rates. For example, although Stafford loans and PLUS loans are currently fixed rate loans, loans issued before July 2006 have variable interest rates, which may result in higher monthly payments depending on the adjusted rate. If you consolidate your student loans, you will have one fixed-rate loan.

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In a home loan mortgage, the most visible component which catches our attention is the interest rate. It is the most decisive factor which helps us choosing a specific home loan. Let’s explore the various facets of this component with a view to help you to avail the most cost effective housing loan.

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