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Unsecured and secured loans are two of the choices you will be faced with when you apply for a personal loan for those with bad credit. Secured loans are those in which the borrower puts up security in the form of real estate, stocks and bonds, or even a late model car. Should the borrower default on the loan, the lender can take the property and sell it to cover the cost of the loan. Interest rates for secured personal loans are usually...

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