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As interest rates can move up, there could be tough times ahead for home buyers. SBI chief criticises RBI and said governor should have raised rates instead of squeezing inter-bank liquidity.

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Bank rate in India is determined by Reserve Bank of India (RBI). It is the rate which at RBI gives loan to commercial banks without keeping any collateral. The RBI also provides short term loans to its clients (keeping collateral) which is called the repo rate. RBI revises this rate periodically. However, there is no predetermined schedule. The repo rates are changed re-actively depending on the economy. Like other countries, repo rates affect the money flow into the nation's economy and affect...

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