Floating Home Loan - BPLR or RPLR Vs Base Rate

Pls check with any cooperative bank or First Blue Home Finance / Tata Housing Finance. 

Jagadeesh

First , I need to thank you for a great insightful blog .

Please clear my doubt on current loan .

I took a loan from HDFC for 10 Lakhs under ' Loan against property ' at 13 % fixed.  My EMI comes around 13,000/month.  HDFC has an another option to convert fixed rate to Base Rate Linked interest...

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Date: 2017-02-28 07:54:20
Website: http://www.nitinbhatia.in

Related topics : bank loan interest rates / home loan interest rate hdfc / home loan interest rate of all banks / home loan interest rate sbi / home loan rate interest

SBI cuts home loan rate; ICICI offers overdraft - The Hindu

To cash in on the festive fervour, banks have unveiled a host of benefits.

To cash in on the festive fervour, banks including SBI and ICICI have unveiled a host of benefits such as reduction in rates, waiver of processing fee and overdraft facility.

SBI has further slashed interest rates by 0.15 per cent for its home loans up to Rs 75 lakh, while ICICI Bank is offering overdraft facility along...

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Website: http://www.thehindu.com

Related topics : home loan interest rate sbi / emi home loan sbi / sbi loan home / bank home loan / home loan rate interest

EMI Chart to Find Affordable Monthly Repayment

1608.91

How it differ from other traditional EMI calculators?

According to the different financial positions, people always would prefer to go for the suitable or affordable monthly repayments by changing the different available interest rates and tenures. A traditional EMI calculator generally allows user to calculate monthly repayment for one set of principal, interest rate and time period,...

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Website: http://ncalculators.com

Related topics : used car loan emi calculator / monthly payment auto loan calculator / emi home loan calculator excel / used car loan interest rate / used car loan auto rates

Hdfc Emi Home Loan Calculator Excel Sheet | LoanBoss.com

HDFC

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Personal Loan : Whatever the occasion, HDFC Personal Loan can help. The procedure is simple, documentation is minimal and approval is quick.Borrow up to Rs...

Car Loan : Just decide on the make & model, and the HDFC New Car Loan will bring it to your driveway in no time.Covers the widest range of cars and...

Loan Against Property : Would like to leverage your property without giving it on rent or selling it? HDFC Bank brings to...

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State Bank of India cuts home loans to lowest in 6 yrs

MUMBAI: State Bank of India (SBI) has cut home loan rates to a 9.1% -the lowest in six years -as part of a festive scheme. The rate cut comes on the back of a general interest rate reduction last week when SBI reduced its benchmark rates by 15 basis points (bps, 100bps = 1percentage point).

In terms of the festival scheme, home loans for women (or loans with women as co-borrowers) will be...

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Date: 2016-11-02 02:48:41
Website: http://timesofindia.indiatimes.com

Related topics : home loan interest rate of all banks / home loan interest rate sbi / india bank loan interest rates / home loan interest rate hdfc / india bank loan rates

Home loan to become cheapest in 6 years as SBI, other ...

MUMBAI: Home loan rates have fallen to their lowest level in six years with the State Bank of India , the country's largest lender, cutting the effective rate to 8.6% from 9.10%.

While the SBI cut its one-year marginal cost of lending rate (MCLR) -- the benchmark to which home loans are linked -- to 8%, against 8.9% earlier, it kept the spread above MCLR at 60 basis points, against 20 basis...

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Date: 2017-01-02 06:37:42
Website: http://timesofindia.indiatimes.com

Related topics : home loan interest rate of all banks / home loan interest rate sbi / india bank loan interest rates / india bank loan rates / home loan rate interest

EMI Calculator Excel & Smart tricks to save a ton of money!

EMI Calculator Excel Model can be used to calculate EMI for Home Loan or any other loan. For better understanding, we have provided visual charts for Loan Repayment Break-up and Loan Repayment Schedule. Some more cool stuff is provided below. Checkout EMI calculation formula, examples and some smart tricks that you can use to save your hard earned money rather than giving it to the Bank.

Download...

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Date: 2017-02-20 11:42:47
Website: http://assetyogi.com

Related topics : emi home loan calculator excel / home loan interest rate of all banks / loan calculator emi excel / bank loan interest rates / interest rate home equity loan

Home Loan Eligibility Calculator Feb 2017 | Housing Loan

What are the main eligibility criteria for housing loans in banks?

Home Loan Eligibility Criteria

Minimum and Maximum Age:

18 - 70 years. However, some banks different minimum and maximum age for salaried, self employed and self employed professionals

Net Monthly Income

Net monthly income should be more than Rs. 25,000.

In case your net monthly income is between Rs. 25,000 - Rs. 40,000, you may...

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Website: https://www.myloancare.in

Related topics : emi home loan eligibility calculator / home loan interest rate of all banks / bank home loan / credit score loan home / home credit loan calculator

EMI Calculator – Deal4loans.com

Home Loan Balance Transfer Calculator

Better compare EMIs with same tenure And then with rate of interest

(1) Check your reimbursement power (EMI) : You repay the loan in Equated Monthly Installments (EMI) that consists of principal as well as interest. Since you pay an equal amount every month, these payments are called equal monthly installments. The EMI depends on the amount of...

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Website: http://www.deal4loans.com

Related topics : home loan interest rate of all banks / bank loan interest rates / home loan interest rate comparison / home loan rate interest / bank loan rate

5 Tips to Improve CIBIL Score - Nitin Bhatia

Hi Nithin,

Your article's are extremely educative and helpful, firstly i would like to appreciate your work :-).

Here is my query - I heard from a friend that cibil report can be cleared (sweeping the record) by following proper channels (I don't want to mention names.... ) by paying a small amount as a fee ( better say commission). Is this really possible ? even if it is, is there any chance of...

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Date: 2017-02-28 09:17:10
Website: http://www.nitinbhatia.in

Related topics : credit score loan home / home loan bad credit score / credit score loan approval calculator / emi home loan calculator axis bank / credit score loan approval

Home Loan Tax Benefit Deductions - Nitin Bhatia

1. As you are paying 100% EMI therefore you can claim complete tax benefits. You can claim loss from let out property and can claim entire interest component of 6.48 lacs for calculation

2. As property is jointly owned therefore it is advisable to mention both names in rental agreement.

3. In this case your name is sufficient.

nidhi

Hi Nitin,

I have applied for joint-loan with my husband last...

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Date: 2017-02-28 07:12:50
Website: http://www.nitinbhatia.in

Related topics : home loan interest / bank home loan / loan home payment calculator / emi home loan eligibility calculator / emi home loan calculator

Switching Home Loan to SBI may not be a good option ...

Switching Home Loan to SBI may not be a good option

Home Housing Loan Switching Home Loan to SBI may not be a good...

August 26, 2012 by Melvin Joseph in Housing Loan 8485

Home loan transfer

Nikhil is in a dilemma! He is having an outstanding loan of 25 Lakhs from a PSU bank and the current interest rate is 12%. But SBI is now offering loans in the range of 10.25 -10.40%. His bank has not offered...

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Website: http://www.finvin.in

Related topics : home loan interest rate sbi / home loan interest rate of all banks / emi home loan sbi / home loan rate interest / bank loan interest rates

Loans in India | Loan interest Rates | EMI Calculators and ...

Home ��>>����Loan ��>>����Home

Loans

�21st century consumers in India have seen Banks and Non-Banking Finance Companies (NBFCs) in India offer a wide range of loans.� Never before has access to loans been as easy. Several recent developments in banking infrastructure (coming of age of the credit bureaus and increasing ease of cheque settlements across...

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Website: http://www.apnapaisa.com

Related topics : india bank loan interest rates / home loan interest rate of all banks / india bank loan interest calculator / india bank loan emi calculator / home loan interest rate comparison india

Apply for Home Loans | EMI Calculator | MagicBricks

The main criteria are:

Your income and your track record of repaying previous loans - this is obtained from the Credit Bureau.

Your current expenses including other loans you are servicing. The amount of loan related to the property value.

Ownership of the property - this means that the lending bank should be comfortable that the seller has full and complete ownership of the property.

Getting a loan depends on the report of the local bank surveyor who will inspect the property and give his recommendation.

Home loan eligibility depends on your ability to pay (ie. based on...

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Website: http://www.magicbricks.com

Related topics : bank loan interest rates / emi home loan eligibility calculator / bank loan interest calculator / bank home loan / interest bank loan

Loan for Mobile Phone - Home Credit India: Consumer ...

HOME APPLIANCES

MOBILE PHONE & TABLET LOAN

Who wouldn't want a smart phone that suits your style or a tablet that helps keep you connected to the world like never before? With its endless list of features the smartphone has become a device for progress. It is truly a tool of the future which lets you achieve more.

Home Credit's smartphone finance solution is meant to make life simple for you and...

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Website: https://www.homecredit.co.in

Related topics : home credit loan for mobile / home credit loan requirements / home credit loan apply / home credit loan payment online / home credit loan

Personal Loan - Apply for Personal Loans Online With Ease ...

Personal Loan in Pune

IFrame IFrame

Your browser does not support inline frames or is currently configured not to display inline frames. Content can be viewed at actual source page: http://online.tatacapital.com/OnlineLoans/PersonalLoans/index.html?.

Web Content Display Web Content Display

Personal Loan

Be it a loan for a holiday abroad, your child's education loan, a loan for home renovation, a loan for a marriage or wedding in the family,...

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Website: http://www.tatacapital.com

Related topics : emi home loan calculator / loan calculator emi / loan home renovation / online apply loan / emi home loan

INTEREST ON PRE CONSTRUCTION PERIOD- HOME LOAN

INTEREST ON PRE CONSTRUCTION PERIOD-HOME LOAN-INCOME TAX

SHARE:

0 RAJA BABU Saturday, January 21, 2017 Edit this post

In some case money �may be borrowed (home loan) prior to the acquisition or�construction of the property. In such a case, what is tax treatment of interest paid/payable before the final completion of construction or�acquisition of the property(pre-construction period) under...

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Date: 2017-02-27 22:28:16
Website: http://www.simpletaxindia.net

Related topics : home loan interest / interest bank loan / bank home loan / emi home loan / construction loans

Axis Bank - Wikipedia

History[ edit ]

UTI Bank opened its registered office in Ahmedabad and corporate office in Mumbai in December 1993. [8] The first branch was inaugurated on 2 April 1994 in Ahmedabad by Dr. Manmohan Singh , the Finance Minister of India. UTI Bank began its operations in 1993, after the Government of India allowed new private banks to be established. The Bank was promoted in 1993 jointly by the...

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Date: 2017-02-27 16:00:49
Website: https://en.wikipedia.org

Related topics : india bank loan rates / india bank loan for nri / indian bank loan / india bank loan / bank home loan

Car Loan in Delhi. Best Interest Rates with Lowest EMI Schemes

Home :: Car Loan in Delhi. Apply Car Finance

Best Car Loan Schemes in Delhi

Get on to Online Car Loans at best rates in Delhi, NCR in India

Make Free Online Car Loan Application for Best Quotes in Car Finance...

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Date: 2017-02-28 09:10:09
Website: http://www.mycarhelpline.com

Related topics : interest car loan calculator / car interest rate loan / car loan rate / interest car loan / finance car loan

Starlit Suites Kochi - High Monthly Income Asset | G&C Global

Starlit Suites is a leading 3 star serviced hotel apartment operator of India. They are currently managing hotel apartments in 4 locations in India (Delhi, Pune, Bangalore and Cochin) and work is in progress at few other key locations (Hyderabad, Tirupati, Kharadi (Pune), Trivandrum, Shirdi, Amritsar and Varanasi to name a few). They have also shortlisted 20 other high potential cities across...

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Website: http://www.gcglobal.in

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SBI Maxgain Home Loan Excel Calculator – Review, Details ...

Download SBI Maxgain Home Loan Excel Calculator

Like us on Facebook and share with friends to reveal the download link. Click on Facebook Like Button given...

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Website: http://loancalculators.in

Related topics : loan calculator home loan sbi / home loan interest rate sbi / emi home loan calculator excel / emi home loan sbi / sbi loan home

HDFC Loan Status: HDFC Bank Home/ Bike/ Car Loan ...

Check your HDFC loan status in few clicks! HDFC bank is a leading private sector bank of our country. Its customers are spread throughout all the states. A variety of products and services are facilitated to the customers. Personal retail banking, corporate banking, loans, and credit card accounts are its major services. Customers who have applied for a loan with HDFC can call up the customer...

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Website: http://istatus.co.in

Related topics : loan credit card hdfc / apply loan hdfc / home loan hdfc / home credit loan status / bank loans for cars

Home Loan Refinance Calculations in Excel

Pour évaluer une vidéo, vous devez la louer.

Cette fonctionnalité n'est pas disponible pour le moment. Veuillez réessayer ultérieurement.

Ajoutée le 7 oct. 2012

Earlier also we had shown how to calculate the gain/loss in a practical home loan refinace situation and we had used only loan amortization tables. Today we compare the loan amortization method with an 'intuitive' method to perform...

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Website: http://www.youtube.com

Related topics : loan home payment calculator / loan calculator home refinance / emi home loan calculator excel / loan calculator payment amount / loan calculator refinancing home

Plot and Construction Loan - NRI Home Loans - DHFL

Plot & Construction Composite Loan

You have identified a beautiful plot of land on which you wish to construct your dream home by yourself. Come to DHFL for a composite loan that covers the cost of the plot of land as well as the construction.

Features and Benefits of DHFL Plot & Construction Composite Loan

Tenure & Term: The tenure of your Plot + Construction Composite Land loan ranges from 1 to...

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Website: http://www.dhfl.com

Related topics : construction loans / loan application process / home loan rate interest / home improvement loan rates / home improvement loan

Car Loan EMI Calculator: Calculate EMI of your Car Loan in ...

Here's what you need to know before applying for a car loan

Updated : Jan 24, 2017, 01.19 PM IST

A luxury that one wants to afford after a nice home is a branded car. Owning a car makes one's life comfortable. You can drive off to work instead of using crowded public transportation or use it for a leisurely weekend getaway.

Earlier, buying a car was a milestone in one's life as one had to shell...

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Website: http://economictimes.indiatimes.com

Related topics : car bank loan interest rate / used car loan interest rate / car interest rate loan / used car loan emi calculator / car bank loan rates

Insta Loan Vs Insta Jumbo loan Vs SmartEMI on HDFC Credit Card

Home   »   Credit Card Basics   »   Insta Loan Vs Insta Jumbo loan Vs SmartEMI on HDFC Credit Card

Insta Loan Vs Insta Jumbo loan Vs SmartEMI on HDFC Credit Card

By Siddharth | November 22, 2015

127 Comments

With the introduction of Insta Loan and other products, taking a quick loan on your Hdfc Credit Card is damn easy. Hdfc has made the approval process super simple that if you have a...

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Website: http://www.cardexpert.in

Related topics : loan vs credit card / loan credit card pay off / loan credit card hdfc / loan credit card / home loan interest rate hdfc

Loan Eligilibility Calculator - paisabazaar.com

Loan Amount:

`

PaisaBazaar provides you the option of using a loan eligibility calculator to help you identify your eligibility for different loans offered by various banks and financial institutions. The bank loan eligibility calculator by Paisabazaar is simple and easy to use while providing instant results regarding your eligibility of the chosen type of loan. Paisabazaar's eligibility...

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Website: http://www.paisabazaar.com

Related topics : emi home loan eligibility calculator / bank loan interest calculator / bank loan calculator / emi home loan calculator / education loan calculator

TVS Credit Car Finance | Emi Calculator | Used Car Loans ...

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Used car loans for the cars of your choice. From TVS Credit Services.

Your search for an affordable used car loan ends here! With flexible car loan schemes from TVS Credit Services, you are just a few simple steps away from owning the car of your...

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Website: http://www.usedcarloan.net.in

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Guaranteed Easy loans, Direct lenders for bad credit ...

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Everyone Finance do not charge or demand for upfront fees or any loan installment, Its Loan scam if you receive any call or email using our name and demand for any fee by credit card, western money transfer, u cash or cash u vouchers.

Easy Loans for good or bad credit No guarantor No upfront fees

Everyone Finance is one of the leading online loan companies in the UK market. We provide all...

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Website: https://www.everyonefinance.co.uk

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HSBC Home Loan Interest Rates - Lowest Housing Loan ...

Top ups (including BT + Top up) will be priced as follows:

a) Top up upto 150% of base loan : At same rate as Base Loan

b) Above 150% of base loan : at 0.50% premium

Self- employed Home Loans (Non Balance Transfer) will be at a 8 bps premium over the corresponding grid.

The interest rates mentioned are indicative and the Bank may in certain instances and at its discretion charge a differential...

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Website: http://www.hsbc.co.in

Related topics : home loan interest rate of all banks / bank loan interest rates / home loan rate interest / interest rates loan / bank loan rate

Home Loan EMI Calculator, Housing Loan Calculator India ...

Apply now

Disclaimer

The data generated herein is completely and solely based on the information/details provided by you in response to the questions specified by ICICI Bank Limited ("ICICI Bank"). These questions and the calculations thereon resulting in specific data are developed and based on certain tools and calculators that are...

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Date: 2016-09-08 05:38:48
Website: https://www.icicibank.com

Related topics : india bank loan emi calculator / emi home loan calculator / home loan calculator india / india bank loan calculator / loan calculator emi

Free CIBIL Score.Tips to Improve Bad CIBIL Rating for Good ...

Free CIBIL Score. Tips to Improve Credit Rating with Credit Scoring Explained

Date: July 16, 2016

Know What is CIBIL and how is it Calculated. How to get Free CIBIL Score including a Good or Bad Score. Tips to Improve Credit Rating

 

What is CIBIL & How is Credit Score Calculated

CIBIL full form is Credit Information Bureau (India) Limited.

CIBIL is an Autonomous Body which collects Information...

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Date: 2017-02-28 09:27:38
Website: http://www.mycarhelpline.com

Related topics : credit score loan rate / car loan bad cibil score / home loan bad credit score / credit score loan car / credit score loan home

How Home Loan EMI is calculated. - Jagoinvestor

i = Interest Rate (rate per annum divided by 12)

^ = to the power of

N = loan period in months

Example

Assuming a loan of Rs 1 Lakh at 11 percent per annum , repayable in 15 years, the EMI calculation using the formula will be :

EMI = (100000 x .00916) x ((1+.00916)^180 ) / ([(1+.00916)^180] - 1)

====>...

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Website: http://www.jagoinvestor.com

Related topics : home loan rate interest / interest rates loan / emi home loan calculator / loan calculator rate / rates home loan

Home loan transfer from LIC HFL to SBI bank - Jagoinvestor

I had taken Home loan from LIC HFL on Oct 2011 with ROI 11.15% fixed for 5 yrs. Now that its completed only 29 months of the tenure( out of 240 Months), I would like to transfer the loan to SBI as it is giving low...

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Website: http://www.jagoinvestor.com

Related topics : home loan interest rate sbi / emi home loan sbi / sbi loan home / bank home loan / low rate loans compare

Why the time is right for SBI customers to move to MCLR ...

With State Bank of India (SBI) lowering marginal cost of funds based lending rate (MCLR) by 90 basis points to 8%, the time is ripe for existing customers to move from base rate to MCLR.

By: FE Bureau | Mumbai | Updated: January 3, 2017 12:17 PM

SBI chairman Arundhati Bhattacharya said on Monday that the bank has decided to club the switchover fee with the equated monthly instalment (EMI) so that...

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Website: http://www.financialexpress.com

Related topics : home loan interest rate sbi / india bank loan interest rates / home loan interest rate of all banks / india bank loan rates / india bank loan growth