Selected articles for topic: direct student loan

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What is a federal Direct Loan? How do I find out what kind ...

Answer: A federal Direct Loan is a federal student loan made directly by the U.S. Department of Education. You can learn more about what type of loan you have through the National Student Loan Data System (NSLDS)

Generally, if you took out a federal loan or consolidated...

Website: consumerfinance.gov

Federal Direct Loan Interest Rates — Penn State Office of ...

Federal Direct and PLUS interest rates for the 2015-16 and 2016-17 academic years

Interest Rates for the 2015-16 Academic Year

The following fixed interest rates are for Direct Loans first disbursed on or after July 1, 2015 and prior to July 1, 2016.

2015-16 Direct Loan Interest Rates

Federal Direct Subsidized Stafford Loan for undergraduate students

4.29%

Federal Direct Unsubsidized Stafford Loan for undergraduate students

4.29%

Federal Direct Unsubsidized Stafford Loan for graduate students��

5.84%

Federal...

Date: 2016-06-15 16:06:27
Website: https://studentaid.psu.edu

Direct Student Loans | Kishwaukee College

Direct Student Loans

Student loans, unlike grants and work-study, are borrowed money that must be repaid, with interest, just like car loans and home mortgages. You cannot have these loans cancelled because you didn't like the education you received, didn't get a job in your field of study, or you're having financial difficulty.

Loans made through this program are referred to as Direct Loans, because eligible students and parents borrow directly from the U.S. Department of Education at participating schools.

Federal Direct Loans are processed by request only. To be eligible for a...

Date: 2017-02-28 00:42:17
Website: https://www.kishwaukeecollege.edu

Chase Student Loan Consolidation Review - Student Loans

Chase Student Loan Consolidation Review

Before consolidating student loans, a former student must determine whether they financed their education using federal loans, private loans, or a mixture of both. This conclusion may not be as easy to determine and certainly would not be determined merely by asking "whether the student received funding from Chase."...

Website: http://www.paymystudentloans.com

Definition of Unsubsidized Loans | Synonym

Stafford loans are divided into unsubsidized and subsidized loans. Each type of loan is offered through the Federal Direct Student Loan Program with the United States Department of Education. Unsubsidized loans are student loans that accrue interest during the student?s college years until graduation, and therefore the student is responsible for paying the interest.

Unsubsidized Loans

Any student...

Website: http://classroom.synonym.com

Del Mar College :: Federal Direct Stafford Loan Program

Federal Direct Stafford Loan Program

Del Mar College participates in the Federal Direct Stafford Loan Program. This program consists of Federal Subsidized and Unsubsidized student loans. The U.S. Department of Education is your lending institution and will be responsible for all your correspondence and repayments. If you are interested in applying for a...

Website: http://www.delmar.edu

Student Loan Calculator - Calculator.net: Free Online ...

Student Loan Calculator

The student loan repayment calculator estimates the monthly repayment amount, total interest, balance, and saving if pay extra.

Loan Balance

If You are Still in College or Haven't Started

To Graduate In

Do you pay interest during school years?

Yes

Total Interest:

$20,037.80

* Grace period is the period that you are graduated but do not need to repay...

Website: calculator.net

Federal Versus Private Loans | Federal Student Aid

Federal student loans: These loans are funded by the federal government.

Private student loans: These loans are nonfederal loans, made by a

lender

such as a bank, credit union, state agency, or a school.

If you need to borrow money to pay for college or career school, start with federal student loans.

Federal student loans are:

What are the differences between federal and private student...

Website: https://studentaid.ed.gov

Federal Loans | Student Loan Borrower Assistance

PDF

Direct Loans and Federal Family Education Loans (FFEL) are the two largest government federal student loan programs. As of July 1, 2010, the FFEL program was eliminated. Most federal loans are now made through the Direct Loan program.

Federal Direct Loans are made directly by the federal government to students. Lenders and guaranty agencies are not involved in the process. FFELs are guaranteed loans made by private lenders. Although the...

Website: http://www.studentloanborrowerassistance.org

State Employees' Credit Union - Student Loans

The Credit Union does not offer student loans.

The private lenders who participated in the Federal Family Education Loan Program (FFELP) formerly available no longer offer new Stafford (Subsidized and Unsubsidized), PLUS or Consolidation Loans; however, most all continue to service the loans they made prior to July 1, 2010. Students who have previously received a...

Website: https://www.ncsecu.org

SAFE Credit Union : Student Loans

Federal Student Aid is available through the US Department of Education Direct Loans...

Website: https://www.safecu.org

Maximum Loan Amounts for Subsidized and Unsubsidized Loans ...

Yearly loan amounts may be limited based on other financial aid received and your cost of attendance while enrolled. Your total student aid, including loans, may not exceed your cost of attendance , even if you have not reached the yearly loan maximum.

The following table outlines maximum annual and career/aggregate loan limits for Direct Subsidized and Unsubsidized loans.

Dependent Undergraduate...

Date: 2016-09-15 19:37:30
Website: https://studentaid.psu.edu

Student Debt Center - Federal Student Loan Forgiveness

Teacher Loan Forgiveness

You may be eligible for forgiveness of up to a combined total of $17,500

The Teacher Loan Forgiveness Program is intended to encourage individuals to enter and continue in the teaching profession. Under this program, if you teach full-time for five complete and consecutive academic years in certain elementary and secondary schools and educational service agencies that...

Website: http://studentdebtcenter.org

Student Loan Calculator - College Loan Calculator for ...

Finished

Income

If you plan to work part-time or accept a work-study job, use these earnings to help pay for educational expenses or items such as books or meal plans.

529 Savings Plan

A 529 Plan is an education savings plan operated by a state or educational institution designed to help families set aside funds for future college costs.

Tuition Reimbursement

Some companies provide financial...

Website: https://www.studentloan.com

Student loan repayment and forgiveness - Go Government

Student loan repayment and forgiveness

The federal government offers assistance with educational loans through two programs: the federal student loan repayment program and the public service loan forgiveness program.

Federal Student Loan Repayment program

Through the Federal Student Loan Repayment program , participating agencies may award $10,000 a year, up to a total of $60,000, towards the payment of your student loans. In return, you have to work at that agency for at least 3 years.

All 15 cabinet-level departments participate in the program, plus more than...

Website: http://gogovernment.org

What are Direct Stafford Loans - Subsidized & Unsubsidized ...

Direct Stafford Loans are the most common federal student loans. Available to undergraduate, graduate, and professional students, these education loans are originated by the federal government and feature fixed interest rates, a 1.069% origination fee and various repayment options. There are two types of Direct Stafford Loans:

Subsidized

Subsidized Stafford Loans are available to undergraduate students who...

Website: https://www.studentloan.com

What does it mean to consolidate my federal student loans ...

What does it mean to consolidate my federal student loans?

Answer: When you consolidate your federal student loans, you are actually taking out a new loan. This new loan combines several federal student or parent loans into one larger loan.

This new loan combines several federal student or parent loans into one larger loan, which replaces your original federal student loans. You usually won't get a lower interest rate, but you will have a single monthly payment for your new federal direct consolidation loan, rather than making multiple monthly payments. Consolidation loans are available for...

Website: consumerfinance.gov

Federal Stafford Loans - International Student Loan

Loan Details | Apply Online | FAQ

Stafford loans are fixed-rate loans for undergraduate and graduate students attending college at least half time. Provided under a federal government program, Stafford loans provide an excellent educational funding resource for US citizens and permanent residents. Because the program is controlled by the US federal government, interest rates can be...

Website: http://www.internationalstudentloan.com

National Student Loan Data System (NSLDS) | Benefits.gov

National Student Loan Data System (NSLDS)

Program Description

The National Student Loan Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other Department of ED programs. NSLDS Student Access provides a...

Website: https://www.benefits.gov

Federal Direct Student Loan Program - Wikipedia

The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [1]

Following the passage of the Health Care and Education Reconciliation...

Date: 2017-02-10 07:07:52
Website: https://en.wikipedia.org

Federal Direct Student Loan Program - Wikipedia

Following the passage of the Health Care and Education Reconciliation...

Date: 2017-02-14 09:10:37
Website: https://en.wikipedia.org

Stop Paying For Student Loan Consolidation

Home > Student Loans > Stop Paying For Student Loan Consolidation

Stop Paying For Student Loan Consolidation

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Over the last month we have been getting bombarded with reader questions about student loan consolidation. It seems that a lot of companies are advertising on TV and other places that they can "help you consolidate or get rid of your student loans"....

Website: http://thecollegeinvestor.com

Student Loan Repayment - Mortgage Style Loans

What is a Mortgage Style Loan?

If you took out a student loan while on a university or college course that began before September 1998 you will have a Mortgage Style Loan. These loans were repayable over a fixed number of instalments, irrespective of the amount...

Date: 2017-02-28 07:25:56
Website: http://www.studentloanrepayment.co.uk

Student Loans from Great Lakes Educational Loan Services

Great Lakes Student Loans

Backend Student Servicing

Since 1967, Great Lakes Higher Education Corporation has been helping students and their families secure the funding they need to complete a post-secondary education. Great Lakes and its affiliates work hard to match eligible borrowers with lenders who can provide the loans they need to cover the ever rising costs of college tuition.

As...

Website: http://www.collegescholarships.org

Loan Assistance

The UIW Office of Financial Assistance will receive electronic confirmation within 2-3 business days of completing your session successfully.

*If you have previously completed this counseling, you may click on "Review previous results," add UIW as a school, and reprint your confirmation. Please bring a...

Website: http://www.uiw.edu

Loan Consolidation - Finance Authority of Maine (FAME)

Student Loan Consolidation and Refinance

Combining student loans into one new loan can potentially result in a lower single monthly payment at a lower interest rate, which are reasons borrowers consider consolidating or refinancing their student loans.

Federal Direct Consolidation Loans

The Federal Direct Consolidation Loan Program offered by the federal government allows borrowers to combine any...

Website: http://www.famemaine.com

ACS Student Loans & Loan Consolidation ~ GoCollege.com

> ACS

Getting to Know ACS Student Loan Services

When it comes to securing a student loan for your education, there are many options available. However, not all of these options are equally sound and if you fail to do the necessary research you may end up with a loan that is costing you more than you had planned. ACS student loan services is the perfect option for students looking to save money...

Website: http://www.gocollege.com

Subsidized Student Loans - Direct Student Loan Program ...

Direct Subsidized Student Loans

Overview

Subsidized loans are federal student loans which are made available to eligible students to help finance a higher education. "Subsidized" means that an eligible borrower does not incur interest charges on the subsidized portion of their federal student loan while enrolled at a participating institution on at least a half-time basis.

Borrowing Process for...

Website: estudentloan.com

Student Loan Repayment - Edfinancial Services

Student Loan Repayment

Beginning Repayment

Repayment for a FFELP Stafford and Direct Subsidized or Unsubsidized student loan begins six months after you graduate, drop below half-time enrollment, or withdraw from school. Making timely payments will help you establish a good credit history and demonstrate to other creditors that you are a responsible borrower, a quality that can benefit you for...

Website: https://www.edfinancial.com

Credit & Student Loans, How Credit Scores Affect Student ...

Can I Get Student Loans with Bad Credit?

Yes. Direct Student Loans are not based on the student's credit history or credit-worthiness. A student wishing to borrow a a Grad PLUS loan or a parent wishing to borrow a PLUS loan with adverse credit can borrow as long as they are able to obtain a credit worthy co-signer. In the PLUS program, a co-signer is referred to as an endorser.

Students who need...

Website: estudentloan.com

Student Loan Repayment Calculator for UK Student Loans

» loan calculator

Repayment Calculator

It's quick and easy to see how much of your students loans you'll need to repay from your salary with this handy online student loan repayment calculator that shows you instantly your repayments based on todays threshold limits.

Loans from the student loan company become repayable once you find a full time job and the salary is above £15,000 per...

Website: http://www.118student.co.uk

Subsidized and Unsubsidized Loans - Federal Student Aid

Direct Subsidized Loans and Direct Unsubsidized Loans. (Some people refer to these loans as Stafford Loans or Direct Stafford Loans.)

What's the difference between Direct Subsidized Loans and Direct Unsubsidized Loans?

In short, Direct Subsidized Loans have slightly better terms to help out students with

financial need

Here's a quick overview of Direct Subsidized Loans:

Direct Subsidized Loans...

Date: 2017-02-28 02:39:22
Website: https://studentaid.ed.gov

Finding Guaranteed Bad Credit Student Loans - Go North.org

How to Get a Student Loan With Bad Credit Scores

Student Aid Regardless of Financial Well-being

Student loan guaranty companies are a critical component in the federal student loan system. Ironically their purpose is vastly misunderstood, even ignored. Guaranty companies are the middlemen between the federal government and student loan lenders. Lenders risk the loss of millions of dollars in...

Website: http://www.gonorth.org

Federal Direct Stafford Loans (Subsidized & Unsubsidized ...

Direct Unsubsidized loans or Direct PLUS loans.

If this limit applies, you may not receive Direct Subsidized loans for more than 150 percent of the published length of your program. This is called your "maximum eligibility period." Your maximum eligibility period is based on the published length of your current program. You can find the published...

Date: 2017-02-06 20:13:11
Website: http://www.sjsu.edu

Federal Direct Loans - New York University

A Federal Direct Subsidized Loan is a low interest need-based loan made to�students enrolled at least half-time�who have completed the�FAFSA for the appropriate academic year. The federal government pays loan interest while the student is in school, and loan repayment begins six months after the student graduates or drops below half-time enrollment. Eligible students are automatically...

Date: 2017-02-27 22:51:50
Website: https://www.nyu.edu

How to Get Approved for Student Loans with Bad Credit ...

How to Get Approved for Student Loans with Bad Credit

June 11, 2015

No Comments

Ask the parents of college students about tuition costs and you can expect a slow roll of the eyes. College costs have increased at a rate of 7% for several decades. Since 1982, family incomes have risen by nearly 120%. However, College tuition has outpaced inflation and family incomes by soaring 500%. College...

Website: https://lendedu.com

Federal Direct Stafford Loan - UCF Financial Aid

The Federal Stafford Loan is a non-credit based student loan for undergraduate and graduate students. There are two basic types of Stafford loans: subsidized and unsubsidized. Both have a 6 month grace period (a period of time when a student is no longer enrolled for at least half-time and not required to make payments) and fixed interest rates, which are determined each year on July 1st. To...

Date: 2016-11-02 13:59:29
Website: http://finaid.ucf.edu

Sallie Mae Educational Loan Services – Consolidation

Experience Adds to Reputation

Sallie Mae is the country's premier financial services company specializing in the needs of college students and their families. Originally founded in 1972 as a government sponsored agency, Sallie Mae began privatization in 1997. By 2004 the company cut all ties with the Federal government, and today Sallie Mae is a publicly held, private sector financial ...

Website: http://www.collegescholarships.org

No Cosigner Student Loans - SimpleTuition

No Cosigner Student Loans

No cosigner student loans are available for students who have an established credit record with a good credit score. It is uncommon for students to qualify for private student loans without a cosigner, as most students lack a good credit score or have no credit history. Students who do not have an established and strong credit history generally will not be able to...

Website: http://www.simpletuition.com

FAQ on Obama Student Loan Forgiveness Program

What is the PSLF Program? Back to Top

The PSLF Program was established to encourage individuals to enter and remain in public service jobs. The program allows eligible borrowers to cancel the remaining balance of their Direct Loans after serving full time at a public service organization for at least 10 years while making 120 qualifying monthly payments.

Which types of federal student loans...

Website: http://studentdebtcenter.org

Student Loans - Canada.ca

Paying back your Canada Student Loan

It is time to start repaying your loan when you:

have graduated from your studies;

have transferred to part-time studies;

have left school; or

are taking time off school for more than six months.

For the first six months after you leave school, you will not have to make payments to your Canada Student Loan or your provincial student loan. This is called your...

Date: 2017-02-28 05:06:12
Website: https://www.canada.ca

Bad Credit Student Loans - CreditLoan.com®

Need to check with lender

Number of Direct Loan Recipients

Federal Student Loan Rates

As of August 13, 2013, loan interest rates (fixed) are as follows:

Direct Subsidized and Unsubsidized Loans: Undergraduates - 3.86%

Direct Unsubsidized Loans: Graduate and Professional - 5.41%

Direct PLUS Loans - 6.41%

Perkins Loans - 5%

What to do Before Applying for a Loan

Once you've decided what school you...

Website: https://www.creditloan.com

Student Loan Forgiveness ~ GoCollege.com

> Student Loan Forgiveness

Getting Rid of All Your Debts: The Process of Loan Forgiveness

Many college students are unfamiliar with the idea of 'loan forgiveness'. But it is a process with which all college students should be acquainted. Loan forgiveness could be the answer to avoiding serious long term debt for your college education. While it doesn't come without a price, loan forgiveness...

Website: http://www.gocollege.com

Subsidized vs. unsubsidized student loans: What is the ...

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One of the most important concepts affecting your student loan repayment plan is the difference between subsidized vs. unsubsidized loans. It is important when you're seeking federal assistance or are in repayment to understand which you qualify for and what you should expect once you receive your loan.

Subsidized loan definition & info for...

Website: https://www.credible.com

Federal Direct Loan | California State University, Northridge

Direct Loans are borrowed funds you must repay with interest in which the lender is the U.S. Department of Education. Direct Loans have low, federal interest rates which can be used toward paying a student's educational costs. The Direct Subsidized Loan is available to undergraduate students only who demonstrate financial need. The Direct Unsubsidized Loan is available to undergraduate and...

Date: 2017-02-28 07:12:52
Website: http://www.csun.edu

Financial Aid » National Student Loan Data Service – NSLDS

National Student Loan Data Service - NSLDS

Website: https://www.westernu.edu

Student Loan Income-Based Repayment (IBR) Calculator ...

6 Best Banks to Refinance and Consolidate Student Loans in 2017 Save Money Now

Student Loan Income-Based Repayment (IBR) Calculator

Income Based Repayment (IBR) is a repayment plan available to federal student loan borrowers. It is based on the idea that how much you pay each month should be based on your ability to pay, not how much you owe. When applying for IBR, the government looks at your...

Website: https://studentloanhero.com

How to get your student loans forgiven - Business Insider

There is more than $1.3 trillion in outstanding student loan debt weighing down personal�balance sheets for recent (and not so recent) college graduates. Fortunately, there are many�state and federal programs that help people manage this loan burden by getting part of their�student loan debt forgiven

Public Service Loan Forgiveness

Public Service Loan Forgiveness (PSLF) is the...

Website: http://www.businessinsider.com

Claim Your Student Loan Interest Tax Credit - Debt 101

Claim Your Student Loan Interest Tax Credit

A Debt 101 Calculator Article

�

Have you been keeping those annual "Statements of Interest Paid" that come from your student loan lender? If not, ask them to send those statements again. They're worth money to you. And if you're paying off student loans, you need that money!

Actually, you get the money as a 'tax credit' on the part of your student...

Date: 2017-02-28 08:13:30
Website: http://www.debt101.ca

Federal Student Loan Consolidation | Student Debt Relief

This website is for informational purposes regarding free government programs. Phone numbers listed connect to 3rd party fee-based companies that assist with enrolling in the optimal program(s)

Federal Student Loan Consolidation

A student loan consolidation takes the borrowers loans and combines all the loans into one new loan with one lender, and one weighted average interest rate. This removes...

Website: http://www.studentdebtrelief.us

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What is a federal Direct Loan? How do I find out what kind ...

Federal Direct Loan Interest Rates — Penn State Office of ...

Direct Student Loans | Kishwaukee College

Chase Student Loan Consolidation Review - Student Loans

Definition of Unsubsidized Loans | Synonym

Del Mar College :: Federal Direct Stafford Loan Program

Student Loan Calculator - Calculator.net: Free Online ...

Federal Versus Private Loans | Federal Student Aid

Federal Loans | Student Loan Borrower Assistance

State Employees' Credit Union - Student Loans

SAFE Credit Union : Student Loans

Maximum Loan Amounts for Subsidized and Unsubsidized Loans ...

Student Debt Center - Federal Student Loan Forgiveness

Student Loan Calculator - College Loan Calculator for ...

Student loan repayment and forgiveness - Go Government

What are Direct Stafford Loans - Subsidized & Unsubsidized ...

What does it mean to consolidate my federal student loans ...

Federal Stafford Loans - International Student Loan

National Student Loan Data System (NSLDS) | Benefits.gov

Federal Direct Student Loan Program - Wikipedia

Federal Direct Student Loan Program - Wikipedia

Stop Paying For Student Loan Consolidation

Student Loan Repayment - Mortgage Style Loans

Student Loans from Great Lakes Educational Loan Services

Loan Assistance

Loan Consolidation - Finance Authority of Maine (FAME)

ACS Student Loans & Loan Consolidation ~ GoCollege.com

Subsidized Student Loans - Direct Student Loan Program ...

Student Loan Repayment - Edfinancial Services

Credit & Student Loans, How Credit Scores Affect Student ...

Student Loan Repayment Calculator for UK Student Loans

Subsidized and Unsubsidized Loans - Federal Student Aid

Finding Guaranteed Bad Credit Student Loans - Go North.org

Federal Direct Stafford Loans (Subsidized & Unsubsidized ...

Federal Direct Loans - New York University

How to Get Approved for Student Loans with Bad Credit ...

Federal Direct Stafford Loan - UCF Financial Aid

Sallie Mae Educational Loan Services – Consolidation

No Cosigner Student Loans - SimpleTuition

FAQ on Obama Student Loan Forgiveness Program

Student Loans - Canada.ca

Bad Credit Student Loans - CreditLoan.com®

Student Loan Forgiveness ~ GoCollege.com

Subsidized vs. unsubsidized student loans: What is the ...

Federal Direct Loan | California State University, Northridge

Financial Aid » National Student Loan Data Service – NSLDS

Student Loan Income-Based Repayment (IBR) Calculator ...

How to get your student loans forgiven - Business Insider

Claim Your Student Loan Interest Tax Credit - Debt 101

Federal Student Loan Consolidation | Student Debt Relief

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