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Student loan debt IS considered in mortgage applications ...

Can you find a better deal? Mortgage tables

Alex Burgess said: 'There appears to be a common misconception among students that anyone who has taken out student finance will have their loan discounted, but this simply isn't the case.

'Universities infer it's not considered to be a debt, credit rating firms are swerving the subject on whether they'll access student loans records and financial sites...

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Related topics : mortgage student loan debt / student loan debt credit report / debt student loan / student loan credit / student loan education

Best low rate personal loans - thisismoney.co.uk

The rate you secure depends on your personal circumstances

Use your loyalty to get a better rate

Savvy borrowers with a Nationwide current account or those with a Sainsbury's Nectar loyalty card can take advantage of existing customer deals and price guarantees to bag themselves even lower interest.

Remember, taking advantage of either the Nationwide or Sainsbury's Bank price promise will...

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Related topics : bank loan interest rates / commercial loan interest rate / interest rates loan / low rate loans compare / bank loan interest calculator

What you must know about new stamp duty on buy-to-let and ...

15%

Forming a company 

Many landlords are setting up limited companies to shield themselves from earlier announced buy-to-let changes that will see mortgage interest relief reduced to the basic rate of tax from April 2017.

Companies can still get mortgage interest relief at their marginal rate, which may be higher than the basic rate of 20 per cent, but they won't be able to escape the extra...

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Related topics : new homes buy to let / new homes buying process / new homes buy / to buy homes / buy homes

RICS warns house hunters against buying homes with free ...

Free and paid-for solar panels compared

David Dalby, director of residential at RICS said: 'We fully support the use and production of sustainable energy; however, at a time when prospective buyers are finding it tough to secure mortgages 'free' solar panels can cause a further barrier to homeownership.

'An inflexible PV panel lease, without a buy-out clause, could result in a failed...

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Related topics : selling homes with solar panels

Loan repayment calculator | This is Money

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Related topics : calculating loan repayments / loan calculator repayment

Why winter can be a good time to sell your home | This is ...

Looking for a mortgage? Get fee-free advice and check the best deals

Jonathan Cunliffe, of Savills in Truro, Cornwall, adds: 'Our market is surprisingly unseasonal, in fact the darker winter months have been our most active in the past two years or so.

'Buyers are less distracted at this time of year. There's also less supply because there are few new launches and many properties have been taken...

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Related topics : selling homes in winter