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Monthly interest calculator: the payday loan trap - BBC
10 key facts about APR and monthly interest
1. What is APR?
Payday loans: check the costs
Advertised monthly costs may seem low, but annual rates are significant
Loans are quick but customer service can be poor. The Financial Ombudsman receives more than 50 complaints about payday lenders every month
Other lenders like banks or credit unions may offer a better deal. Here are ten things to check...
Related topics : payday loan fast no credit checks / bank loan interest rates / payday loan no credit check / loans short term no credit check / company loan interest rate
Payday loan charges cap takes effect - BBC News
A cap on the cost of payday loans enforced by the City regulator has now come into effect.
Payday loan rates will be capped at 0.8% per day of the amount borrowed, and no-one will have to pay back more than twice the amount they borrowed.
The Financial Conduct Authority (FCA) said those unable to repay should be prevented from taking out such loans.
Many payday lenders have already closed down,...
Related topics : lenders payday loan / payday loan same day / loan no payday / payday loan / can i get a loan
BBC - Homes - Property - Buying a property
First-time buyers
The ever-rising cost of housing has made it difficult for first-time buyers, so people are increasingly seeking alternative means of getting on the property ladder. Buying with your friends or family are two popular options, but you could also take part in a shared ownership scheme. This allows you to buy a percentage of your home, and pay rent on the remainder, with the option...
Date: 2014-12-01 14:31:25
Related topics : new homes buy scheme / build new homes prices / new homes buying process
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