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VA Loan, VA Home Loans l On Q Financial, Inc.

Serving Those Who Serve

At On Q Financial, Inc. we're honored to have the opportunity to serve veterans with their home financing needs by providing VA Loans. The Veteran's Administration (VA) allows the borrower to finance up to 100% of the purchase price (if the value is supported) of their primary home and allows the seller to pay up to 4% seller concessions.

VA home loans are a powerful tool for purchasing or refinancing home mortgages and generally offer low interest...

Conventional Loan, Conforming Loan Limits | On Q Financial

What is a Conventional Mortgage

A "conventional mortgage" simply refers to any mortgage loan that is not insured or guaranteed by the federal government.

A conventional loan has terms and conditions that follow the guidelines, loan limits and underwriting standards set forth by Fannie Mae and Freddie Mac. These loans utilize an automated underwriting system and loan approvals are based on many factors including: credit history, fico score, down payment assistance, property type, employment history, assets and property value.

Conforming Loan Limits

Conventional Conforming loan is ideal for homebuyers with average to excellent credit who can afford a...

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