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How Mortgages Work | HowStuffWorks

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How Mortgages Work

Are you in the market for a new house? That probably puts you in the market for a mortgage, too. See more real estate pictures .

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Buying a home is the embodiment of the American dream. However, that wasn't always the case: In fact, before the 1930s, only four in 10 American families owned their own home. That's because very few people had enough cash to buy...

How House Flipping Works | HowStuffWorks

House flipping is, essentially, buying a house or property with the intent to sell it for a profit. But the logistics can get pretty complicated. There are a lot of decisions to make from the beginning. Where should you buy? If you purchase a house in an up-and-coming neighborhood, you're banking on the neighborhood increasing in value. If you decide to buy in a new development, you'll want to...

How Home Equity Loans Work | HowStuffWorks

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Imagine that you and your spouse have a baby on the way. You weren't planning to start a family quite this soon and your home reflects that. The two bedroom one bath bungalow seemed like a perfect starter home for two people, but now it feels too small...

Risks and Benefits to Buyers - How Rent-to-own Homes Work ...

Risks and Benefits to Buyers

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For many people, a home will be the biggest purchase they ever make. Both buyers and sellers should carefully weigh their options before agreeing to any binding contract. Let's look at some advantages and disadvantages for buyers:

Buyers have time to build income and repair their credit history as they rent the house.

Depending on the...

Related topics : foreclosed homes buying risks

How Rent-to-own Homes Work | HowStuffWorks

A rent-to-own home offered for sale in a subdivision in March 25, 2008, in Bolingbrook, Illinois.

Scott Olson/Getty Images

You've just bought the home of your dreams, signed the contract and packed the moving van -- you're all set, right? Not if you haven't sold your current home first. So you put it on the market and you wait. And wait. And wait. In...