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101 selected articles

Mortgage Forgiveness Debt Relief Act of 2007 - Wikipedia

The Mortgage Forgiveness Debt Relief Act was introduced in the United States Congress on September 25, 2007, and signed into law by President George W. Bush on December 20, 2007. This act offers relief to homeowners who would have owed taxes on forgiven mortgage debt after facing foreclosure . The act extends such relief for three years, applying to debts discharged in calendar year 2007 through...

Date: 2017-02-09 03:33:57

New York Community Bank - Wikipedia

Multi Family Lending[ edit ]

In New York City where the majority of the housing stock consists of rental units in multi-family buildings, New York Community Bank has been producing multi-family loans for more than 40 years. As the only lender to consistently provide funds to finance the City's multi-family buildings during all economic cycles so to forge a market leadership in this lending...

Date: 2017-02-11 13:39:27

Washington County, Utah - Wikipedia

Location in the U.S. state of Utah

Utah's location in the U.S.

Founded

2,430 sq mi (6,294 km2)

o Land

2,426 sq mi (6,283 km2)

o Water

3.6 sq mi (9 km2), 0.1%

Population (est.)

Road to Zion National Park

Washington County is a county located in the U.S. state of Utah . As of the 2010 census , the population was 138,115, [1] making it the fifth-most populous county in Utah. Its...

Date: 2017-02-27 15:21:53

Deer Valley - Wikipedia

For urban village in Phoenix, see Deer Valley, Phoenix .

Deer Valley

Overview of a portion of the resort's Flagstaff Mountain terrain

Location

Deer Valley was a venue site during 2002 Winter Olympics , hosting the freestyle moguls , aerial, and alpine slalom events. It also regularly hosts competitions for the International Ski Federation .

Contents

Resort profile[ edit ]

The "St Regis Resort" at...

Date: 2017-02-27 14:44:59

Residential area - Wikipedia

Residential development is real estate development for residential purposes. Some such developments are called a subdivision , when the land is divided into lots with houses constructed on each lot. Such developments became common during the late nineteenth century, particularly in the form of streetcar suburbs .

In previous centuries, residential development was mainly of two kinds. Rich people...

Date: 2017-02-07 22:53:30

Loan - Wikipedia

{\displaystyle P=L\cdot {\frac {c\,(1+c)^{n}}{(1+c)^{n}-1}}}

For more information see "Monthly loan or mortgage payments" under compound interest .

Abuses in lending[ edit ]

Predatory lending is one form of abuse in the granting of loans. It usually involves granting a loan in order to put the borrower in a position that one can gain advantage over him or her. Where the moneylender is not...

Date: 2017-02-11 08:33:31

Loan - Wikipedia

{\displaystyle P=L\cdot {\frac {c\,(1+c)^{n}}{(1+c)^{n}-1}}}

For more information see "Monthly loan or mortgage payments" under compound interest .

Abuses in lending[ edit ]

Date: 2017-02-05 06:00:19

Loan - Wikipedia

{\displaystyle P=L\cdot {\frac {c\,(1+c)^{n}}{(1+c)^{n}-1}}}

For more information see "Monthly loan or mortgage payments" under compound interest .

Abuses in lending[ edit ]

Date: 2017-02-05 05:25:50

Lease purchase contract - Wikipedia

7 External links

The typical contents of a Lease-Purchase Contract[ edit ]

The Option Fee - The initial payment the tenant needs to make. This goes towards the down-payment for the property at the end of the lease.

Monthly Payment - How much the tenant will be paying monthly.

Rent Credit - How much of the tenant's monthly payment will go to the eventual down-payment of the property at the end of...

Date: 2017-02-08 00:02:49

Utah State Legislature - Wikipedia

Further information: Utah House of Representatives and Utah Senate

The Utah Legislature is a bicameral , partisan body composed of a lower chamber which is the Utah House of Representatives with 75 members, and upper chamber which is the Utah Senate , with 29 members. [8] [9] State senators serve four-year terms with half the seats in the Utah Senate being up for election every two years and...

Date: 2017-02-24 08:29:22

Highland Park, Illinois - Wikipedia

Highland Park, Illinois

Highland Park is popular with professional athletes, as the Chicago Bulls and Chicago Bears practice facilities are nearby in Deerfield and Lake Forest , respectively. The most notable resident was Michael Jordan . His 56,000 square foot home is on several acres behind large iron gates bearing the number 23. [10] In December 2003 Jordan's home went up for sale for $21...

Date: 2017-02-19 22:46:48

Sandy, Utah - Wikipedia

The Shops at South Town mall in Sandy, before 2017 redevelopment

Sandy Library

Early settlements[ edit ]

Located at the base of the Wasatch Mountains thirteen miles (19 km) south of Salt Lake City , Sandy was a likely area for early settlement. The area was first used by nomadic bands of Paiute , Shoshone , and Bannock Indians who roamed along the base of the mountains as they travelled from...

Date: 2017-02-27 21:32:59

Howard County, Maryland - Wikipedia

Etymology[ edit ]

The name of the county honors Colonel John Eager Howard , [7] an officer in the " Maryland Line " of the Continental Army in the American Revolutionary War , commander notably at the Battle of Cowpens in South Carolina in 1781, among others. He was the fifth governor of Maryland from 1788 to 1791. His home was the mansion "Belvedere", located at the present-day intersection of...

Date: 2017-02-27 15:21:51

Interest - Wikipedia

History[ edit ]

According to historian Paul Johnson , the lending of "food money" was commonplace in Middle Eastern civilizations as early as 5000 BC. The argument that acquired seeds and animals could "reproduce themselves" was used to justify interest, but ancient Jewish religious prohibitions against usury ( NeSheKh) represented a "different view". [2] While the traditional Middle Eastern...

Date: 2017-02-23 13:33:51

Eagle Mountain, California - Wikipedia

Eagle Mountain, California, is a modern-day ghost town , in the Colorado Desert , in Riverside County founded in 1948 by noted industrialist Henry J. Kaiser . The town is located at the entrance of the now-defunct Eagle Mountain iron mine, once owned by the Southern Pacific Railroad , then Kaiser Steel , and located on the southeastern corner of Joshua Tree National Park . The town's fully...

Date: 2017-02-23 23:51:49

Conforming loan - Wikipedia

History[ edit ]

Starting in 1970, Fannie Mae was authorized by the United States Government to purchase residential mortgage loans . Fannie Mae worked with Freddie Mac to develop uniform mortgage documents and national standards for what would come to be known as a conforming loan. [1]

Importance[ edit ]

Fannie Mae and Freddie Mac are continuously in the market for conforming loans; because of this,...

Date: 2017-02-09 16:55:51

Clayton Homes - Wikipedia

History[ edit ]

Clayton Homes was founded in 1956 [6] by Jim Clayton . [7] In 1974, Clayton Homes established its own mortgage company, and added a manufacturing division in 1975. [8] The company went public in 1983, trading on the New York Stock Exchange . [9] [8] Each year from 1989 through 1992, Clayton Homes was named on the Forbes list of the best small companies in America. [10] Kevin...

Date: 2017-02-25 16:00:29

Utah Valley University - Wikipedia

Utah Valley University

UVU was founded in the fall of 1941, when the Utah State Vocational Office consolidated federal work program classes into one campus in Provo . At this time, the school was known as Central Utah Vocational School. [5]

Growth brought numerous changes to UVU over the following decades, and the school was renamed several times to reflect its changing role. In 1963, the name...

Date: 2017-02-28 06:52:06

Chicago Loop - Wikipedia

[8]

According to the 2010 census, 29,283 people live in the neighborhoods in or near the Loop. The median sale price for residential real estate was $710,000 in 2005 according to Forbes.[ citation needed ] In addition to the government, financial, theatre and shopping districts, there are neighborhoods that are also part of the Loop community area.

New Eastside[ edit ]

The Chicago River is the...

Date: 2017-02-27 17:47:49

KB Home - Wikipedia

History[ edit ]

KB Home was founded in Detroit in 1957 by Donald Bruce Kaufman and Eli Broad . The company expanded to Arizona in 1962 and into California in 1963 and was the first U.S. homebuilder to expand into France in 1967. It completed an initial public offering in 1986, and from that time was known as Kaufman and Broad Home Corporation until 2001 when its name was shortened to KB Home.

The...

Date: 2017-02-09 11:48:05

Retirement home - Wikipedia

Jump to: navigation , search

A retirement home.

A retirement home - sometimes called an old people's home or old age home, [1] although this term can also refer to a nursing home - [2] is a multi-residence housing facility intended for senior citizens . Typically, each person or couple in the home has an apartment -style...

Date: 2017-02-19 10:15:28

Related topics : retirement homes communities / homes retirement

Show house - Wikipedia

A show house, also called a model home or display home, is a term for a "display" version of manufactured homes , or houses in a subdivision . They are used on newly built developments to show the living space and features of homes available. [1]

They almost always are equipped with full furnishings, including appliances and interior decoration ("staging") to allow...

Date: 2017-02-12 11:27:49

Charlotte, North Carolina - Wikipedia

Charlotte's location in Mecklenburg County in the state of North Carolina

Charlotte, North Carolina

.org

Charlotte /' :rl t/ is the largest city in the state of North Carolina . It is the county seat of Mecklenburg County and the second-largest city in the southeastern United States , just behind Jacksonville, Florida . Charlotte is the third-fastest growing major city in the United States. [3]...

Date: 2017-02-23 20:13:10

Banknote - Wikipedia

Main article: History of money

Paper currency first developed in the Tang Dynasty China during the 7th century, although true paper money did not appear until the 11th century, during the Song Dynasty . The usage of paper currency later spread throughout the Mongol Empire . European explorers like Marco Polo introduced the concept in Europe during the 13th century. [8] [9] Napoleon issued paper...

Date: 2017-02-24 15:59:16

Single-family detached home - Wikipedia

Typical single-family home in Northern Germany .

Typical Finnish post-World War II single-family houses in Jyv채skyl채 .

Terms corresponding to single-family detached home in common use are single-family home (in the U.S. and Canada), single-detached dwelling (in Canada), detached house (in the United Kingdom and Canada), and separate house (in New Zealand).[ citation needed ]

In the United...

Date: 2017-02-10 02:29:25

Used car - Wikipedia

7 External links

Used car industry[ edit ]

With annual sales of nearly US$370 billion , the used vehicle industry represents almost half of the U.S. auto retail market and is the largest retail segment of the economy.[ needs update ][ citation needed ] In 2005, about 44 million used cars were sold in the U.S., which is more than double that of the nearly 17 million new cars sold.[ needs update...

Date: 2017-02-06 02:41:31

List of Utah Jazz seasons - Wikipedia

This is a list of seasons completed by the Utah Jazz of the National Basketball Association (NBA). As of April 15, 2015, the Utah Jazz are the last franchise to not record a 60-loss season.

League Champions

^ A lockout shortened the season to 50 games.

^ A lockout...

Date: 2017-02-27 13:27:45

Related topics : utah jazz nba / utah jazz / utah listings

Davis County, Utah - Wikipedia

Source: [13]

Law and government[ edit ]

Further information: 18th Utah Senate District , 21st Utah Senate District , 22nd Utah Senate District , and 23rd Utah Senate District

A three-member board of commissioners is the county's governing body. Each of these commissioners serve four-year terms, which overlap for the sake of continuity. They are responsible for all county services and operations....

Date: 2017-02-27 15:21:53

Related topics : davis county homes / salt lake county homes

Hyde Park (Tampa) - Wikipedia

Hyde Park is a historic neighborhood and district located within the city limits of Tampa . It includes Bayshore Boulevard , Hyde Park Village and SoHo . The ZIP code for the district is 33606. Hyde Park includes many historic homes and bungalows. Its history and proximity to downtown Tampa , make it a desirable residential neighborhood. Because of its convenient location within Tampa, there are...

Date: 2017-02-24 00:20:35

Related topics : hyde park homes / new park homes

Unreinforced masonry building - Wikipedia

An unreinforced masonry building (or UMB, URM building) is a type of building where load bearing walls , non-load bearing walls or other structures, such as chimneys are made of brick , cinderblock , tiles, adobe or other masonry material, that is not braced by reinforcing material, such as rebar in a concrete or cinderblock. [1] The term is used in earthquake engineering as a classification of...

Date: 2017-02-05 10:57:19

Related topics : new homes salt lake city / city homes salt lake

Promontory Financial Group - Wikipedia

Promontory Financial Group (U.K.). Former managing director of the United Kingdom Financial Services Authority Michael Foot is global vice chairman. [6] The branch for Europe in Brussels is currently represented by Raffaele Cosimo who worked before for the Banca Nazionale del Lavoro in Rome . Elizabeth McCaul is partner-in-charge of the firm's New York office.

Engagements[ edit ]

After uncovering...

Date: 2017-02-10 11:08:30

Related topics : federal loan bank of new york

Utah Blaze - Wikipedia

Upon the AFL's suspension of operations, the Blaze did so for the same time period.

AFL folding and AIFA (2009)[ edit ]

The second Utah Blaze organization was originally the Utah Valley Thunder, a member of the American Indoor Football Association during the 2009 season. During their lone season in the AIFA, they were based in Orem, Utah , and played their home games at the McKay Events Center ....

Date: 2017-02-27 18:54:28

Related topics : utah west valley city / city homes salt lake

Debt - Wikipedia

Debtors of every type default on their debt from time to time, with various consequences depending on the terms of the debt and the law governing default in the relevant jurisdiction. Riskier borrowers must generally pay higher rates of interest to compensate lenders for taking on the additional risk of default. Debt investors assess the risk of default prior to making a loan, for example...

Date: 2017-02-25 08:36:26

Fort Washington, Maryland - Wikipedia

The Fort[ edit ]

A group of historical re-enactors at Fort Washington in April 2008.

The community is named for Fort Washington , which upon its completion in 1809 was the only defensive fort protecting Washington, D.C. The fort is a stone structure and offered a good field of range for cannon fire at enemy advances on the Potomac River . During the War of 1812 , the fort was quickly abandoned...

Date: 2017-02-24 02:48:14

Related topics : fort washington new homes

Unsecured debt - Wikipedia

In finance , unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.

In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors . The unsecured creditors will usually realize a smaller proportion of their claims than the secured creditors.

In some legal systems, unsecured creditors who are also...

Date: 2017-02-08 04:57:03

Related topics : interest rates loan / unsecured loans

Smyrna, Georgia - Wikipedia

Private projects[ edit ]

Market Village

In 1991, the city began a community redevelopment project known as "Market Village," in order to create a well-defined downtown. Included were a community center and 28,000-square-foot (2,600 m2) public library. A mixed retail and residential district was modeled after an early 1900s city village, including a square with a fountain. This, and other...

Date: 2017-02-23 20:35:33

Related topics : new smyrna homes / new city homes

Equity - Wikipedia

Finance, accounting and ownership[ edit ]

Equity (finance) , the value of an ownership interest in property, including shareholders' equity, in a business. Equity or shareholders' equity is part of the total capital of a business.

Stock , the generic term for common equity securities is 'stocks'

Home equity , the difference between the market value and unpaid mortgage balance on a home

Private equity , stock in a privately held company

Equity in income of affiliates , an accounting...

Date: 2017-02-28 07:06:22

Related topics : home equity interest / equity home mortgage

University of New Hampshire School of Law - Wikipedia

The University of New Hampshire School of Law is an American Bar Association -accredited law school located in Concord, New Hampshire , United States . It is the only law school in the state and was founded in 1973 by Robert H. Rines as the Franklin Pierce Law Center, named after the 14th President of the United States and New Hampshire native. The school is particularly well known for its...

Date: 2017-02-28 07:46:28

Real estate broker - Wikipedia

A real estate brokerage attempts to do the following for the buyers of real estate only when they represent the buyers with some form of written buyer-brokerage agreement:

Find real estate in accordance with the buyers needs, specifications, and cost.

Take buyers to and shows them properties available for sale.

Pre-screen buyers to ensure they are financially qualified to buy the properties shown...

Date: 2017-02-20 03:06:16

Cheviot Hills, Los Angeles - Wikipedia

Almost all of today's Cheviot Hills was within the Spanish land grant known as Rancho Rincon de los Bueyes . [8] Largely undeveloped until the 1920s, initial construction in the residential section west of Motor Avenue dates to the 1920s. [9] [10] [11] [12] From the 1920s to 1953, the streetcar line known as the Santa Monica Air Line of the Pacific Electric Railway ran along the southern edge of...

Date: 2017-02-24 07:37:04

Related topics : new single family homes / hills new homes

Woodside, California - Wikipedia

14 External links

History and culture[ edit ]

The Woodside area was originally home to natives belonging to the Ohlone tribe. In 1769, led by Gaspar de Portolá , Spanish explorers searching for San Francisco Bay camped at a site near Woodside.

Woodside is located on the Rancho Cañada de Raymundo Mexican Land grant. Woodside is said to be the oldest English-speaking settlement in the southern...

Date: 2017-02-25 23:06:54

Renting - Wikipedia

Reasons for renting[ edit ]

There are many possible reasons for renting instead of buying, for example:

In many jurisdictions (including India , Spain , Australia , United Kingdom and the United States ) rent used in a trade or business is tax deductible , whereas rent on a dwelling is not tax deductible in most jurisdictions.

Financial inadequacy, such as renting a house when one is unable to...

Date: 2017-02-28 05:23:17

The Elder Scrolls V: Skyrim – Hearthfire - Wikipedia

[16]

Hearthfire received a mixed reception, with Metacritic ranking the PlayStation 3 and Xbox 360 versions of the game with scores of 69 and 54, respectively. [9] [10] Eurogamer gave Hearthfire a score of 5/10, stating that it could have been "more creative" and "less restrictive" in its house building feature, and that the new child adoption seemed nothing more than "simply picking one of a handful of pre-rendered moppets who will go through a series of pre-rendered routines". However, the site went on to say that its content was worth the low price point, and was a "more interesting way of incorporating useful features into...

Date: 2017-02-27 22:56:12

Related topics : build new homes prices / build new homes

Bovis Homes Group - Wikipedia

History[ edit ]

Bovis Homes' origins lay in the early post-war housing operations of Bovis Holdings (see also Bovis Construction ). Bovis had been acquiring housing land in the early 1950s but the level of housebuilding was modest until 1967 when it acquired Frank Sanderson's Malcolm Sanderson Developments and the much larger RT Warren. [2] Frank Sanderson rapidly expanded Bovis's housing through acquisition including the quoted Page-Johnson and Varney Holdings; by 1973 Bovis was probably the country's second or third largest housebuilder, with sales of over 2,600. [3]

The secondary banking crisis adversely affected Bovis Holdings' banking...

Date: 2017-02-18 03:35:18

Quicken Loans Arena - Wikipedia

Quicken Loans Arena, becoming the Cleveland Gladiators .

Plans for a two-year, $140 million renovation project to begin in 2017 were released by the Cavaliers in December 2016. The project calls for an increase in the square footage of the concourses and open areas, along with upgrades throughout the building. It is scheduled to be completed by late 2019. [11]

Design and operations[ edit ]

The...

Date: 2017-02-28 01:52:42

Related topics : new homes ohio cleveland

1997–98 Utah Jazz season - Wikipedia

1998-99 >

The 1997-98 NBA season was the Jazz's 24th season in the National Basketball Association , and 19th season in Salt Lake City, Utah . [1] The Jazz struggled early in the season without John Stockton , who was out with an injury that forced him to miss the first 18 games. However, Stockton would return as the Jazz finished first in the Midwest Division with a 62-20 record. The Jazz's top scorer, Karl Malone , who averaged 27.0 points per game, was part of a Jazz offense that...

Date: 2017-02-27 14:11:39

Woodbridge, Detroit - Wikipedia

House on Avery

West side of Trumbull between Willis and Selden

The district as recognized by the National Register of Historic Places was originally bounded by Trumbull Street, Calumet Street, Gibson Street, Grand River Avenue, Rosa Parks Boulevard, West Warren Avenue, Wabash Street, Railroad Tracks, and the Edsel Ford Freeway. The boundaries of the District were increased twice: in 1997, 4304-14...

Date: 2017-02-26 17:59:55

Related topics : homes for rent by owner

West Jordan, Utah - Wikipedia

U.S. Decennial Census [7]

The historic Gardner Mill is now part of the Gardner Village shopping center.

At the 2000 census , [1] there were 68,336 people 18,897 households, and 16,232 families residing in the city. The population density was 2,211.3 per square mile (853.9/km2). There were 19,597 housing units at an average density of 634.2 per square mile (244.9/km2). The racial makeup of the...

Date: 2017-02-25 17:20:49

Oswego, Illinois - Wikipedia

History[ edit ]

In 1833, William Smith Wilson, his wife Rebecca, and his brother-in-law Daniel Pearce moved to the area now known as Oswego. [5] The land was officially owned by the local Potowatomi , Ottawa , and Chippewa tribes, but the United States government removed the Native Americans when the government started surveying the land along the Fox River in Kendall County. In 1842, the federal...

Date: 2017-02-25 20:13:53

Related topics : oswego homes for sale illinois

Subsidy - Wikipedia

Production subsidy[ edit ]

A production subsidy encourages suppliers to increase the output of a particular product by partially offsetting the production costs or losses. [2] The objective of production subsidies is to expand production of a particular product more so than the market would promote but without raising the final price to consumers. This type of subsidy is predominantly found in...

Date: 2017-02-25 17:55:04

Related topics : interest car loan tax deductible

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